Welcome to SmartMoneyPath.com
Last Updated: May 7, 2025
Please read these Terms of Use carefully before using SmartMoneyPath.com (the “Website”) operated by Smart Money Path (“we,” “us,” or “our”).
By accessing or using our Website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our Website.
1. Basic Terms
1.1 Use of the Website
SmartMoneyPath.com provides information and resources related to personal finance, budgeting, saving money, and building wealth. All content is for general informational purposes only.
1.2 Age Requirement
You must be at least 18 years old to use this Website or have permission from a parent or guardian.
2. User Accounts
2.1 Account Creation
If you create an account on our Website, you are responsible for maintaining the security of your account and password. We cannot and will not be liable for any loss or damage from your failure to comply with this security obligation.
2.2 Accurate Information
You agree to provide accurate and complete information when creating an account and to update your information to keep it accurate and current.
3. Content
3.1 Our Content
All content provided on this Website is for informational purposes only. The content is provided “as is” without any guarantees or warranties. We make reasonable efforts to provide accurate information, but we do not guarantee that our content is error-free, complete, or up-to-date.
3.2 Financial Advice Disclaimer
The information provided on this Website is not intended to be financial advice. It is not a substitute for professional financial advice, services, or recommendations specific to your financial situation. Always seek the advice of qualified professionals regarding your personal financial matters.
3.3 User Comments
If our Website allows users to post comments or other content:
- You retain ownership of any content you submit.
- By posting content, you grant us a non-exclusive, royalty-free license to use, display, and distribute your content in connection with our Website.
- You are responsible for any content you post, and it must not violate any applicable laws or these Terms of Use.
4. Intellectual Property
4.1 Ownership
The Website and its original content (excluding user-submitted content), features, and functionality are owned by Smart Money Path and are protected by international copyright, trademark, and other intellectual property laws.
4.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes.
4.3 Restrictions
You may not:
- Reproduce, distribute, modify, or create derivative works of the Website or its content
- Use the Website for any illegal purpose or in violation of any local, state, national, or international law
- Attempt to gain unauthorized access to any portion of the Website or any other systems connected to the Website
- Copy or adapt the Website’s software, including but not limited to HTML, CSS, JavaScript, or other code
5. Third-Party Links
Our Website may contain links to third-party websites or services that are not owned or controlled by Smart Money Path. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not guarantee the offerings of any of these entities/individuals or their websites.
6. Advertising and Affiliates
6.1 Advertisements
The Website may display advertisements, which may be targeted based on the content of the page, your general location, or other non-personally identifiable information.
6.2 Affiliate Links
Some links on our Website may be affiliate links. This means if you click on the link and purchase the item, we may receive an affiliate commission at no extra cost to you.
7. Privacy Policy
Your use of our Website is also governed by our Privacy Policy, which is incorporated by reference into these Terms of Use. Please review our Privacy Policy to understand our practices.
8. Limitation of Liability
8.1 No Warranties
The Website is provided on an “AS IS” and “AS AVAILABLE” basis. We disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
8.2 Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall Smart Money Path be liable for any indirect, punitive, incidental, special, consequential damages, or any damages whatsoever including, without limitation, damages for loss of use, data, or profits arising out of or in any way connected with the use or performance of the Website.
9. Indemnification
You agree to defend, indemnify, and hold harmless Smart Money Path and its licensors, and their employees, contractors, agents, officers, and directors from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from your use of the Website.
10. Changes to Terms
We reserve the right to modify or replace these Terms of Use at any time. It is your responsibility to check the Terms of Use periodically for changes. Your continued use of the Website following the posting of any changes constitutes acceptance of those changes.
11. Governing Law
These Terms shall be governed by and defined following the laws of [Your State/Country]. Smart Money Path and yourself irrevocably consent to the exclusive jurisdiction and venue of the [Your Jurisdiction] courts for any disputes arising under these Terms.
12. Termination
We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms of Use.
13. Contact Us
If you have any questions about these Terms of Use, please contact us at:
- Email: contact@topnoted.com
- Contact Form: [Link to your contact page]
Thank you for reading our Terms of Use.